- Hiring Organization: HDFC Bank
- Post Name: Future Banker
- Industry: Banking
- Qualification: 12th Pass
- Salary: INR 30000/- to INR 60000/- Per Month
- Job Experience: Fresher
- Work Hours: 8 Hours
- Employment Type: Full-times
- Location: Varanasi
HDFC Bank Limited is an Indian banking and financial services company headquartered in the city of Mumbai, India.
It is India’s largest private sector bank by assets and world’s 10th largest bank by market capitalization as of April 2021. It is the third largest company by market capitalization of $122.50 billion on the Indian stock exchanges. It is also the fifteenth largest employer in India with nearly 120,000 employees.
HDFC Bank was incorporated in 1994 as a subsidiary of the Housing Development Finance Corporation, with its registered office in Mumbai, Maharashtra, India. Its first corporate office and a full-service branch at Sandoz House, Worli were inaugurated by the then Union Finance Minister, Manmohan Singh.
As of 30 June 2019, the bank’s distribution network was at 5,500 branches across 2,764 cities. It has installed 430,000 POS terminals and issued 23,570,000 debit cards and 12 million credit cards in FY 2017. It has a base of 1,16,971 permanent employees as of 21 March 2020.
- Signing on new clients and helping them through the onboarding process.
- Managing client bank accounts, including opening and closing accounts, and overseeing transactions.
- Processing deposits, payments, and withdrawals.
- Authorizing and evaluating overdrafts and loans.
- Handling other transactions, such as writing cashier checks or money orders, when necessary.
- Recommending and explaining banking services and products to clients based on their needs.
- Presenting and cross-selling banking services and products to existing and prospective clients.
- Collaborating with other banking professionals to ensure high-quality client service.
- Resolving client queries and complaints.
- Performing administrative and clerical duties, such as data entry and filing, when necessary.
- Sales or customer service experience preferred.
- Working knowledge of retail banking practices, rules, and regulations.
- Detailed understanding of banking services and products.
- Proficient in Microsoft Office Suite (Word, Excel, Outlook, and Access), banking databases, and relevant software programs.
- Superb numerical skills.
- Multi-tasking and time-management skills, with the ability to prioritize tasks.
- Excellent communication, sales, and negotiation skills.
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